Plans as low as $0/month with $0 deductible!
Did you know there are two subsidies? The APTC covers your premium and the CSR can cover all or part of your deductible too!
Get Up to $480 Per Year Per Family!
Did you know you could be reimbursed for your gym membership?
$20/adult per month max of 2 adults per family.
Contact us today to learn more!
Covid-19 Medicaid Unwinding Special Enrollment Period (SEP)
Anyone affected by the Covid-19 Medicaid Unwinding will be given this SEP for those losing Medicaid coverage from April 2, 2023, to July 31, 2024. If a person has lost Medicaid coverage, we can help them apply for marketplace coverage, with a subsidy, anytime within this timeframe. It’s been estimated to impact as many as 14 million people! If you or anyone you know is affected by these changes please fill out the inhouse lead form (not shared with any outside party) or reach out via text message to the number above.
Contact Insurance Optimized Today to learn more!
Finding affordable health coverage just got a lot easier for you, your family and employees
It’s not a cliché. Insurance Optimized is a better way to get the insurance you deserve at a cost you can afford!
Can You Relate?
- Small businesses are not just smaller versions of big business.
“As a percentage of total revenue, I spend more money to run the day-to-day operations of our company. Rising Health Care Costs is just one real world example of how I am penalized for just being… well… small.”
- Costs continue to skyrocket while medical benefits shrink!
“I Remember the promise of being able to afford a Gold or Silver plan on the new Health Exchange. Now my premium for a Bronze plan costs more than my house and that doesn’t even include my deductible.”
- My spouse works full-time just so we can get decent health benefits.
“I wish I could afford to offer health insurance to my employees and their families. But it just seems impossible given today’s market and rising costs. My wife works so that my family can get health benefits, but she doesn’t make much money.”
Plans as Individual as You Are!
- I have individual needs and my health insurance is a very personal choice.
“I have earned an honest living over the years. I still have a few years until I qualify for Medicare. I need health care coverage that will protect me, my family and my nest egg.”
- Health insurance benefits typically kick in around October or November each year.
“I purchased an insurance plan from the limited options available through the health exchange. I don’t see much value from my health plan.”
- COVID-19 continues to wreak havoc on jobs, security and health insurance.
“Do I automatically qualify for Obamacare if I lose my job and health insurance? I will probably lose my job after Christmas or early next year. Is there a way to get health insurance outside of open enrollment?”
Complete Coverage for Families
- We need essential medical benefits for our family.
“Our family needs complete coverage without worrying about pre-existing conditions. We need maternity, health and wellness checkups, and preventative care.”
- 20 million children (about the population of New York) suffer from a chronic medical condition in the US.
“One of my children has severe asthma and allergies. It’s so scary for all of us when he can’t breathe! We cannot afford to be without health insurance that manages chronic conditions and specialized care.”
- One expensive Emergency Room visit is one too many!
“From scrapes and burns to serious injuries and broken bones, we need complete coverage for life’s accidents and major medical expenses. Our last ER bill was $5,000 dollars including an MRI”
We are Experts at Finding Complete Coverage for Native Americans
- 75% of Native Americans live many miles from an Indian Health Services Facility.
“I can get free health care when I visit my reservation in South Dakota, but I live in Utah. I need an expert to help me get coverage under the ACA. American Hospitals look nice on the outside but are expensive on the inside.”
- Even if the ACA is struck down in its entirety, Indian-Specific provisions may be retained.
“The ACA permanently reauthorized the Indian Health Care Improvement Act. Getting that done has been a long fight for our people. I need to do something now to make sure I can get health care no matter the outcome in the US Supreme Court.”
- ACA eligibility requires Native Americans to be a member of a recognized Indian tribe or nation.
“As an American Indian, what are the requirements for me to qualify for the ACA? I understand that I must be a member of a recognized nation or tribe. There must be other requirements as well.”
Expand Your Coverage Under the ACA!
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